Your Credit Report Might Keep You From Being Hired
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The job application process is often referred to — just as the college admission process was — as a crap shoot. So many things to into play - from the quality and design of your resume, and the quality of your interview, to how many other people are applying to the same job; and of course, it always comes down to who you know. But did you know that your credit score can play a very important roll in you landing your dream job?
Employers want reliable, responsible employees. Potential employers (as well as life & automobile insurance companies, and landlords; just a head’s up) are granted access to your credit history, which they use to determine whether or not you are a good risk. Any employer’s line of thinking is, understandably (although sometimes unfairly, especially at our age), if you’re a poor credit risk - you’re probably a poor employment risk. If two people are vying for the same position, a hiring manager will likely opt for the candidate with a better credit score, as they are seen as more responsible. Just another reason to build your credit, not begin to wreck it, while still in college!
(image by jadedhalo)
Technorati Tags: getting a job, credit report, credit, college, graduation
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I really think this is a lesson that ought to be taught before graduating college. So many grads leave college not realizing how their credit affects their standing with potential employers.
I agree wholeheartedly. I was lucky and graduated with very good credit (I’m sure since graduation it’s taken a hit) but I had no idea this could happen until well after I left college!